You finally made the purchase you've been dreaming of. You finally bought that car you walked past everyday and saw through the window. Beauty!
But remember, you are not the only one with a taste for expensive sport cars. Thieves, especially, like them to. For this reason, it is imperative to find good insurance. Not regular insurance, insurance specifically catering to luxury or sport cars which carries specific car insurance rates. The following are the five most important things to know when searching for the ideal insurance to match your perfect car.

1. Not all insurance companies will insure luxury cars or sports cars. Indeed, unlike when you had to insure the family station wagon, insurance for luxury cars is much harder to come by and car insurance rates tend to be higher. For example, finding an insurer for a 2007 BMW 335i Coupe, Jaguar or a Rolls Royce is not as simple a task as finding insurance rate for that Ford Echo. In most cases, the dealer who sold you the car will be able to name and recommend several insurance agents who sell insurance for these valuable vehicles. Alternatively, you can search in specialty publications like Hemming's Motor News, Car and Driver for insurance adverts. The internet is also a great resource for finding specialty brokers. The car insurance rates of insurance for these types of cars are much higher. The difference can exceed 15-20% above non-sports or luxury models. This is because car insurance is calculated on replacement value and repair costs.

2. Before you insure, and after you have made the purchase, you must decide how much you plan to use the car. For instance will you be using the car daily, or is there for the summer drives to the country or for touring the hot spots on Saturday night? Insurere must receive an accurate estimate of your annual mileage. It is possible to save lots of money on insurance if the car is to be driven less than five thousand mile per year. Decide whether you're a daily driver or a "Saturday Nighter." You must tell potential insurers an accurate estimate of their annual mileage.

3. Join members clubs for your model. This will help get you access to important tips about special problems or important maintenance issues.

4. It is advisable to find out from the insurance company what additional features will lower the cost of the insurance – such as security features, alarms, locks and others.